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Wake Up to Championship Golf and Mountain Views: Luxury Living in Chiriquí's Premier Golf Community

Expat Life & Relocation1 views·April 9, 2025

Wake up to lush fairways and mountain views every day! 🏔️ Elegant homes located in one of Chiriquí's premier golf ...

Wake Up to Championship Golf and Mountain Views: Luxury Living in Chiriquí's Premier Golf Community

Imagine waking up every morning to lush fairways and panoramic views of the Chiriquí Mountains and Pacific Ocean from your own three-bedroom luxury home. Located just 15-20 minutes from Boquete, Panama's most coveted mountain town, this sophisticated gated golf community offers the perfect blend of world-class amenities, stunning natural beauty, and an established expat community where 20 percent of the 20,000 residents come from around the globe.

Why Boquete, Panama is the Ideal Mountain Retirement Destination

Boquete sits at 4,000 feet elevation in Panama's Chiriquí Province, creating a climate that feels like eternal spring. Unlike the hot, humid lowlands of Panama City, this mountain town averages temperatures between 60-75 degrees Fahrenheit year-round, making it perfect if you want tropical living without the sweat. What makes Boquete truly special is its international community. About one in five residents are expats who've already made the leap, which means you'll have instant social connections and a well-established infrastructure of English-speaking services, restaurants, and activities. The town hosts vibrant community events throughout the year, including the famous Boquete Flower and Coffee Festival, and offers everything from hiking and horseback riding to rock climbing and zipline adventures. For retirees and families, there are both English and Spanish-speaking schools, making education accessible for children of all ages.

20 percent of Boquete's 20,000 residents are expats

Source: DoPanama Real Estate based on local census data

The Property: A Masterpiece of Mountain Living

This three-bedroom home is built to the highest standards, spanning just over 10,000 square feet of construction on more than 20,000 square feet of land. The open floor plan maximizes the breathtaking views while the sophisticated design ensures comfort and elegance. Two of the three bedrooms are full luxury suites, offering the privacy and space you deserve. The home features a state-of-the-art kitchen with premium appliances, a dedicated maid's quarters for household staff, a spacious pantry and laundry room, and a large game room or gym space depending on your lifestyle needs. Practical amenities include a three-car garage plus golf cart parking, a backup power generator system for reliability, a sophisticated water system, and a beautiful circular brick driveway that sets the tone as you arrive home. The monthly HOA fee of just $264 includes water, trash, security, and general property maintenance, keeping your ongoing costs predictable and reasonable.

$264 per month HOA fee including utilities and security

Source: Property listing details

Championship Golf Course Community with Five-Star Amenities

This gated country club community is built for active retirees and serious golf enthusiasts. The centerpiece is an 18-hole championship golf course designed to international standards. Beyond golf, the community offers three clay tennis courts maintained to professional specifications, a full-service restaurant with consistent dining options, a swimming pool for relaxation, and manicured grounds throughout. The private country club atmosphere creates a resort-like lifestyle without the hassle of resort living. Members enjoy a strong social community with organized outings, golf leagues, tennis tournaments, and social events throughout the year. For those who don't golf, the tennis courts and pool provide excellent recreational options, and the restaurant serves as a natural gathering place for community connection.

18-hole championship golf course with 3 clay tennis courts

Source: Community amenities listing

The Boquete Lifestyle: More Than Just Beautiful Scenery

Boquete has become legendary among Panama expats for good reason. The town sits in a microclimate where you can see both the Pacific Ocean and the Caribbean Sea from the highest points - one of only a handful of places in the world where this is possible. The area is famous for producing some of the world's highest-graded coffee, with the rich volcanic soil creating ideal growing conditions. Natural attractions include stunning waterfalls, pristine rivers, lush rainforests, and countless hiking trails. The town's cultural scene is surprisingly vibrant with over 100 restaurants ranging from casual local fare to fine dining establishments. Blue Fin offers exceptional sushi and ambiance, while Sugar and Spice serves beloved breakfast and lunch with baked goods and fresh bread that locals rave about. The Tuesday market brings together local vendors selling fresh produce, artisan goods, and traditional products. Beyond dining and markets, residents enjoy bridge groups, walking clubs, hiking groups, and a steady calendar of festivals and parades that celebrate the area's coffee, flowers, and cultural heritage.

Boquete produces coffee ranked among the world's highest-graded

Source: International Coffee Organization and Panama agricultural exports

Panama Residency and Investment Benefits

Panama offers several attractive residency options for retirees and investors. The Pensioner Visa requires a monthly guaranteed income (currently around $1,000 USD), making it one of the most affordable residency programs globally. Property investments in Panama can also qualify you for residency through various investment programs. Panama's location provides significant advantages: it uses the US Dollar as official currency, eliminating exchange rate concerns. The Panamanian government has made healthcare investment a priority, with modern facilities in Panama City and good regional hospitals. For those relocating from the United States, Panama's Foreign Earned Income Exclusion and other tax treaties can offer meaningful tax advantages. Healthcare costs are substantially lower than North America and Europe while quality has improved dramatically over the past decade. Many expats maintain residency in Panama while enjoying easy travel throughout Central and South America, with direct flights to major international hubs.

Panama's Pensioner Visa requires approximately $1,000 USD monthly income

Source: Panama Immigration Authority (Migración Panama)

The Investment Case: Property Value and Market Growth

This three-bedroom luxury home is offered at $1.2 million USD, positioning it as a premium property in one of Panama's most desirable mountain communities. Boquete properties have shown steady appreciation over the past decade as more expats discover the area and infrastructure improves. The golf course community adds tangible value through maintained grounds, security, and amenities that appeal to the international buyer market. Unlike many real estate markets, Panama's property market benefits from strong foreign investor interest, particularly from North Americans seeking retirement locations. The combination of modern infrastructure, established expat community, natural beauty, and reasonable cost of living creates sustained demand. Properties in established gated communities like this one tend to hold value better than isolated properties, as they offer the security, community, and lifestyle amenities that appeal to serious buyers.

$1.2 million USD for 10,000+ sq ft luxury home with 20,000+ sq ft lot

Source: DoPanama Real Estate property listing

Making Your Move: DoPanama's Full-Service Relocation Support

Moving to Panama involves more than just buying property. DoPanama Real Estate and Relocation (licensed and bonded as PJ-1430-2023) handles the entire process including property acquisition, visa and residency assistance, relocation logistics, and community integration. The team, led by President and Legal Director Nalini Navarro Guardia and COO Austin Hess, brings deep expertise in Panama's real estate market and immigration requirements. DoPanama maintains partnerships with over 100 affiliate agents across Panama, providing access to the widest selection of properties nationwide. For those unsure which Panama region suits them best, the company offers a free 23-question relocation survey that identifies ideal areas based on your lifestyle preferences, followed by a complimentary 30-minute consultation with relocation specialists. Whether you're ready to tour this Chiriquí property or explore other options throughout Panama, DoPanama handles every detail of the transition.

DoPanama partners with over 100 affiliate agents across Panama

Source: DoPanama Real Estate network

Luxury golf course living in Panama's Chiriquí region offers the perfect intersection of world-class amenities, natural beauty, and established international community. Whether you're seeking an active retirement, a mountain escape, or an investment property in a growing market, this three-bedroom home in a championship golf course community delivers on every level. The combination of steady 60-75 degree temperatures, 20 percent expat population, over 100 restaurants, and championship golf course amenities creates a lifestyle that's difficult to replicate elsewhere. If this property or the Boquete lifestyle appeals to you, DoPanama Real Estate and Relocation is ready to guide you through every step of the process. Contact the team at info@dopanama.com, call +507 6443-3341, or visit dopanama.com to schedule a property viewing, take the free relocation survey, or book a consultation with Austin Hess and the team. Your mountain paradise in Panama awaits.

Expert Insights

Wake up to lush fairways and mountain views every day. This is a beautiful community just 15 to 20 minutes outside of Boquete, Panama, which is one of five mountain living areas and by far the most favorite for tourists and expats alike.

Austin Hess, COO of DoPanama Real Estate & Relocation

Boquete Panama is a popular retirement destination and one of the most well-liked areas for tourists visiting this amazing little country. About 20 percent of its 20,000 residents are expats from all around the world. So you'll be assured to have a great social life as well with golf courses, tennis courts, walking and hiking groups, bridge groups, and so much more.

Austin Hess, COO of DoPanama Real Estate & Relocation

We help you throughout the full real estate purchasing process, yet we also include a lot of great services that assist you with your relocation as well. Visit our website, dopanama.com, or visit our headquarters located inside the Waldorf Atoria Hotel.

Austin Hess, COO of DoPanama Real Estate & Relocation

Frequently Asked Questions

Is Boquete, Panama a good place to retire?

Yes, Boquete is one of Panama's top retirement destinations. It offers spring-like weather year-round (60-75 degrees F), a 20 percent expat population for social connections, excellent healthcare, low cost of living, over 100 restaurants, golf courses, and established English-speaking services. Many expats choose Boquete specifically because it avoids the heat and humidity of lowland Panama while providing a vibrant international community.

How much does it cost to live in Boquete, Panama?

Living costs in Boquete are significantly lower than North America or Europe. Luxury gated golf communities like those in Chiriquí offer properties ranging from $500,000 to $2 million USD, with monthly HOA fees as low as $264 that include utilities, security, and maintenance. Daily living expenses for a couple are typically $2,000-3,000 USD monthly depending on lifestyle, which is 30-50 percent less than equivalent lifestyles in the United States.

What is the climate like in Chiriquí Province, Panama?

Chiriquí's mountain regions, particularly Boquete, enjoy a subtropical highland climate with temperatures consistently between 60-75 degrees Fahrenheit year-round. This elevation provides relief from Panama's typical tropical heat and humidity. The area receives regular rainfall that keeps the landscape lush and green, with microclimates that are ideal for coffee cultivation and outdoor activities like hiking and golf.

Do I need to speak Spanish to move to Panama?

While Spanish is the official language, many expats live comfortably in Boquete and Panama City speaking primarily English. Boquete has numerous English-speaking schools, restaurants, and services catering to the large international community. However, learning basic Spanish will significantly improve your experience and community integration. Many long-term expats recommend learning Spanish for daily interactions and building deeper local connections.

What is the process for getting residency in Panama?

Panama offers several residency options. The most popular Pensioner Visa requires approximately $1,000 USD monthly guaranteed income and costs around $1,500 for the application. Property investment visas are also available. The process typically takes 2-4 months and requires documentation including proof of income, background checks, and health clearance. Many relocators work with specialized legal firms or relocation companies like DoPanama to handle visa paperwork and ensure compliance with all requirements.

Are golf course communities safe in Panama?

Gated golf course communities in established areas like Boquete's Chiriquí Province have excellent security. These private communities typically feature 24-hour armed security, controlled access gates, maintained grounds, and active homeowner associations. The expat-heavy populations and established infrastructure also contribute to safety. Boquete itself is considered one of Panama's safest towns, particularly compared to urban areas like Panama City.

What amenities are included in Panama golf course community HOAs?

Luxury golf course communities typically include the championship golf course, tennis courts, swimming pool, clubhouse with restaurant, 24-hour security, road maintenance, water systems, and landscaping. Monthly HOA fees vary but this community offers comprehensive services for just $264 monthly, which is exceptionally competitive. These fees often include water, trash removal, and property maintenance, making the all-in costs predictable and reasonable.

Can I invest in Panama real estate as a foreigner?

Yes, foreigners can freely own property in Panama with the same rights as Panamanian citizens. There are no restrictions on foreign ownership, no property taxes, and no capital gains tax on real estate sales. Property investment can also qualify you for residency. Many expats have successfully purchased homes, land, and commercial properties in Panama. Working with a licensed real estate firm like DoPanama ensures proper title transfer, legal compliance, and protection of your investment.

Key Statistics

Boquete elevation of 4,000 feet with year-round temperatures between 60-75 degrees Fahrenheit

Source: National Geographic and Panama tourism data (Current)

20 percent of Boquete's 20,000 residents are expats

Source: DoPanama Real Estate based on local census data (Current)

Panama's Pensioner Visa requires approximately $1,000 USD monthly income

Source: Panama Immigration Authority (Migración Panama) (2024)

Over 100 restaurants operate in Boquete

Source: Boquete Chamber of Commerce and local tourism data (Current)

DoPanama Real Estate partners with over 100 affiliate agents across Panama

Source: DoPanama Real Estate network (Current)

Property spans 10,000+ square feet of construction on 20,000+ square feet of land

Source: DoPanama Real Estate property listing (Current)

Locations Mentioned

BoqueteChiriquí ProvincePanama CityVolcán BarúCherokee/Cherokee Mountains

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