Live the Golf Lifestyle in Panama's Premier Country Club - Homes Starting at $200,000

Panama has become a haven for expats seeking retirement and investment opportunities, and country club communities represent the premium lifestyle option in the market. According to International Living, Panama ranks among the top five best places to retire in Latin America, with a cost of living approximately 30 percent lower than the United States. What makes these golf communities special is they're not just about the sport - they're fully integrated lifestyle ecosystems with dining, wellness, and family amenities all within a gated, secure environment. The country club featured in this tour sits in one of Panama's fastest-growing real estate markets, with property values appreciating steadily as infrastructure improvements like the new metro system and Panama Pacifico development expand opportunities in the region.

The centerpiece of this community is an 18-hole championship golf course designed by renowned international architects. This isn't a casual par-3 layout - it's a championship-level course featuring challenging fairways that cater to both serious golfers and weekend enthusiasts. The course offers breathtaking mountain and valley views, lush tropical landscaping, and professional-grade practice facilities including a full driving range and putting green. Many residents tell DoPanama that they're able to play golf almost every single day, with unlimited rounds included in their golf club membership. The course design is sophisticated enough to attract accomplished golfers but forgiving enough for beginners to enjoy their game. You'll find yourself golfing in the morning before the heat peaks, then cooling off at the spa by afternoon - it's the kind of lifestyle that made people fantasize about retirement in the first place.

The community offers flexible options for different budgets and lifestyle preferences. Two-bedroom apartments in Forest Tower start at $200,000 and feature 950 square feet of living space, two bathrooms, two parking spaces, and storage - plus they're ready for immediate occupancy on a turnkey basis. These apartments are the final units available in Forest Tower, making them particularly attractive for buyers wanting quick entry into the community. For those wanting more space, single-family homes begin at $900,000 and feature 740 square feet of land (not living space - this is important for builders and developers to note), three bedrooms, two parking spaces, and an optional service room that can function as a fourth bedroom. The variety allows families, couples, and solo expats to find the right fit. Property prices in Panama's gated golf communities appreciate at a steady rate, with comparable properties in similar communities showing 3-5 percent annual appreciation based on recent market data from Panama's real estate associations.

Beyond the purchase price, it's critical to understand the ongoing expenses. The HOA (homeowners association) fee for apartments is $2 per square meter, which typically translates to approximately $200-300 monthly depending on unit size. This HOA includes water, gas, building maintenance, and 24-hour security - a comprehensive package that removes many unknowns from budgeting. Golf club membership is optional but highly valuable: golfers pay $225 monthly for unlimited golf plus access for two adults and two children under 21. Non-golfers can skip the golf membership and still enjoy all other club amenities including the spa, restaurants, tennis courts, and social events. Many residents purchase or lease golf carts from the community, which allows them to navigate between their homes, the clubhouse, restaurants, and spa facilities. When you add it up, a retiree could realistically live here on $2,500-3,500 monthly once the property is paid off - substantially lower than equivalent lifestyles in the United States, Canada, or Western Europe.

For families considering relocation, the country club's location near Panama Pacifico delivers significant advantages. Five international schools are accessible within 5-7 minutes, offering English-language education from elementary through secondary levels. The community has partnerships with these schools that provide discounts to residents, reducing education costs for expat families. Beyond schools, the area has undergone rapid commercial development: a new Starbucks opened less than a year ago, a grocery store provides familiar products, two pharmacies ensure convenient access to medications, and a clinic operates until 11 PM with English-speaking staff. For specialized medical needs, Dr. Dawkins operates a SmartClinic offering Thursday and Saturday hours directly at the property clubhouse, eliminating the need to travel into Panama City for routine medical visits. Panama's healthcare system ranks highly in Latin America, with medical costs typically 40-60 percent lower than the US, and many doctors trained at North American medical schools.

Yes, you're purchasing real estate, but what you're really acquiring is a daily lifestyle that most people only experience on vacation. Imagine waking up, playing 18 holes of championship golf, grabbing lunch at one of two on-site restaurants, getting a massage at the spa, playing tennis, then returning to your home in time for sunset - all without leaving the community. This is what residents actually report living like. The country club hosts regular social events, kids' activities including triathlons, and provides the kind of community that prevents the isolation some expats experience when relocating. There's an active social fabric here - people know their neighbors, there are regular gatherings, and you're surrounded by like-minded expats who chose Panama for similar reasons. For families, kids benefit from international school access, sports programs including competitive triathlons, and a secure environment where parents can let them roam safely. For couples, it's romantic and active. For retirees, it's purpose-driven with daily golf and wellness activities. For investors, it offers appreciation potential with lower entry costs than comparable properties in other Latin American countries.

If this lifestyle resonates with you, DoPanama Real Estate & Relocation makes the process straightforward. First, complete their free 23-question relocation survey at dopanama.com - it's multiple choice, takes 3-5 minutes, and helps their team understand which Panama region suits your lifestyle and budget. After submission, you'll receive contact from their team to schedule a complimentary 30-minute Zoom consultation with either Austin Hess (COO and Lead Relocation Specialist) or Nalini Navarro Guardia (President and Legal Director). This call covers not just properties but the full relocation picture: visa options, residency requirements, healthcare, schools, and logistics. DoPanama is licensed and bonded by Panama's government (License PJ-1430-2023), which matters when making large international real estate investments. They represent over 100 affiliated agents across Panama, giving them access to pocket listings and off-market properties beyond what appears online. If you're already in Panama, visit their offices at the Waldorf Astoria Hotel (Level P, in front of the swimming pool) or the Hilton Hotel office on Avenida Balboa - both open Monday through Friday 8 AM to 5 PM. When you visit, grab their complimentary restaurant, travel, and lifestyle magazine, which covers everything from dining to weekend excursions.