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Santa Maria Panama: Luxury Country Club Condos Starting at $605K for the Modern Expat

Real Estate3 views·August 27, 2025

Starting at $605K, these residences offer luxury and elegance in one of Panama City's most exclusive communities. 🏙️Enjoy ...

Santa Maria Panama: Luxury Country Club Condos Starting at $605K for the Modern Expat

Santa Maria is one of Panama City's most exclusive gated communities, offering luxury condos starting at $605K with access to a private Nicholas-designed 18-hole golf course, world-class amenities, and a lifestyle that combines metropolitan convenience with country club tranquility. Located just 10 minutes from Panama City's heart and 15 minutes from Tocumen International Airport, Santa Maria represents the pinnacle of expat living in Panama, attracting professionals from multinational corporations like Procter & Gamble, Adidas, Nestlé, and Huawei. Whether you're seeking retirement bliss or a strategic real estate investment, Santa Maria delivers both sophistication and substance.

Why Santa Maria Is Panama's Premier Expat Destination

Santa Maria isn't just another suburban development. This meticulously planned community sits adjacent to Costa del Este, positioning itself between the bustling heart of Panama City and the international airport. What makes it special is the deliberate urban planning that most new developments miss. The electrical grid is completely underground, the sidewalks are pristine, green spaces are abundant, and the zoning makes sense. You're not moving to a chaotic sprawl. You're moving to a place where multinational companies have already chosen to set up regional headquarters. Procter & Gamble, Adidas, Nestlé, Estee Lauder, Samson, and Huawei all have significant operations here, which tells you everything about the area's credibility and international appeal.

Panama consistently ranks as the safest country in the Americas with a growing expat population

Source: International Living Expat City Ranking

The Ivy: Architectural Excellence Meets Lifestyle

The Ivy is the crown jewel of Santa Maria, a residential tower that establishes itself with elegance and class from day one. Residents gain exclusive membership to the Santa Maria Golf and Country Club, a privilege that elevates the entire living experience. The private amenities are extraordinary for a single building. There's a movie theater for those rainy afternoons, a whiskey room for the connoisseur, a game room for entertainment, and a sprawling social area covering over 2,000 square meters. The wellness facilities are equally impressive. An enormous infinity pool overlooks the golf course, there's a dedicated kids pool, a full fitness area, yoga room, Turkish bath, and sauna. For families, the common areas include outdoor games, an indoor playground, a soccer field, halfcourt basketball court, and jogging tracks. This isn't just a building. It's a lifestyle ecosystem.

Panama's healthcare system ranks among the top in Latin America with costs approximately 40-60% lower than the United States

Source: International Organization for Migration (IOM)

Unit Types and Pricing: Something for Every Vision

The Ivy offers flexible options to match different lifestyles and investment goals. The A and B units measure 186-188 square meters (just over 2,000 square feet) with three bedrooms, a maid's quarter with private bathroom, and full kitchen amenities. These units start at just over $600,000. The C and D units offer ocean views and measure 160-162 square meters (approximately 1,700 square feet), also with three bedrooms and a maid's quarter. These command prices up to $723,000. For those seeking more space and prestige, two four-bedroom penthouses occupy level 44 with breathtaking views and pricing starting just under $1 million. Every unit is thoughtfully designed with the expat lifestyle in mind. You're not cramped into a shoebox. You're living with breathing room and the help you actually want to afford here in Panama.

Property prices in Panama City's premium neighborhoods have appreciated 8-12% annually over the past five years

Source: Panama Real Estate Association (ASPREC)

Costa del Este and the Gateway Effect

Santa Maria's strategic location adjacent to Costa del Este creates what we call the gateway effect. You're literally positioned between two worlds. Heading toward the city center, you're 10 minutes from Panama City's vibrant restaurant scene, international schools, shopping districts, and financial centers. Heading the other direction toward Tocumen International Airport, you're 15 minutes away, making international travel effortless. Costa del Este itself has undergone modern planning and development, creating a sophisticated suburban environment that's rare in Latin America. The neighborhood has the infrastructure of a first-world suburb combined with the warmth and energy of Panama. You can actually enjoy outdoor living year-round because it's never cold. The average temperature hovers around 84 degrees Fahrenheit, meaning your pool, golf course, and outdoor amenities are usable every single month.

Panama City's international school options number over 75 institutions, with many located in or near Santa Maria and Costa del Este

Source: Panama Ministry of Education & International Schools in Panama Directory

The Amenity Ecosystem: Everything You Actually Want to Use

One of the biggest mistakes expats make is choosing a development based on amenities they'll never actually use. Santa Maria avoids this trap by offering genuinely useful facilities that create daily value. John's Hopkins affiliate hospital is right here in the neighborhood, eliminating the stress of emergency medical situations. The town center mall handles daily shopping and dining needs. For foodies (and there are many in the expat community), the restaurant and cafe scene is genuinely exceptional. You can find every flavor profile you crave, from international cuisine to local Panamanian specialties. For families, there's a large dog park (because your pets matter), bowling alley, indoor and outdoor go-cart facilities, paddle ball courts, and VIP movie theaters showing films in English. Kids have soccer fields, skateparks, bike tracks, and supervised play areas. This is the difference between a gated community and an actual community.

Cost of living in Panama is approximately 30-40% lower than major US metropolitan areas, with healthcare and dining significantly cheaper

Source: Numbeo Cost of Living Database

The Relocation Reality: How DoPanama Makes the Move Seamless

Relocating to a new country shouldn't require a PhD in bureaucracy. DoPanama Real Estate & Relocation handles the complexity so you can focus on the excitement. The team is licensed and bonded (registration PJ-1430-2023), operates from a physical office in the Waldorf Astoria Hotel in Panama City, and maintains a network of over 140 affiliates across Panama. Austin Hess, the COO and lead relocation specialist, personally guides clients through property selection, visa requirements, residency options, and the entire transition process. Nalini Navarro Guardia serves as President and Legal Director, ensuring that every transaction and relocation detail meets Panama's legal standards. Whether you're a remote professional, retiree, investor, or entrepreneur, the team has guided hundreds of expats through this exact process. They offer a complimentary 30-minute consultation and a free where should I live survey that takes just 3-5 minutes to complete.

Panama's Pensioner Visa requires only $1,000 monthly guaranteed income from a foreign source, making retirement relocation accessible to many expats

Source: Panama Ministry of Interior (Ministerio del Interior)

Santa Maria represents the modern expat dream in Panama: a sophisticated residential community with country club amenities, metropolitan proximity, world-class infrastructure, and a price point that still makes financial sense. The Ivy's luxury condos starting at $605K offer genuine value for expats seeking both lifestyle enhancement and real estate investment. The location's 10-minute proximity to Panama City center and 15-minute distance to the airport mean you're never isolated, yet you enjoy the tranquility of a gated, planned community. For families prioritizing schools and safety, professionals needing connectivity, and retirees seeking warm-weather paradise with medical excellence, Santa Maria delivers on all fronts. Ready to explore your options? Contact DoPanama Real Estate & Relocation at +507 6443-3341, visit dopanama.com, or stop by their office at the Waldorf Astoria Hotel in Panama City. The team offers a complimentary consultation and can provide detailed information about Santa Maria properties, investment potential, and the complete relocation process. Your Panama adventure awaits.

Expert Insights

Are you looking for a country club lifestyle overlooking a Nicholas designed 18-hole golf course just outside of a booming metropolitan city with an incredible gastronomic scene without all that craziness going on back home?

Austin Hess, COO & Lead Relocation Specialist, DoPanama

A suburb that has just recently done its planning, meaning it has modern arranged spaces and zoning. The electrical grid has been placed underground and there are great sidewalks, green areas, and fun activities for the kids throughout the community.

Austin Hess, DoPanama

We are a licensed and bonded real estate company with a main focus on expats like yourself looking to relocate and find great real estate options here in the country of Panama.

Austin Hess, DoPanama

Frequently Asked Questions

What is Santa Maria Panama and why do expats choose to live there?

Santa Maria is an exclusive gated community in Panama City featuring modern planning, underground electrical infrastructure, pristine amenities, and proximity to both the city center and international airport. Expats choose it for the country club lifestyle, safety, excellent schools, and access to world-class restaurants and healthcare without urban chaos.

How much do condos cost in Santa Maria Panama?

Luxury condos in The Ivy start at $605,000 for three-bedroom units ranging from 1,700 to 2,000 square feet, with prices up to $723,000. Four-bedroom penthouses on level 44 start just under $1 million. All units include a maid's quarter with private bathroom.

Is Panama safe for expats relocating there?

Yes, Panama consistently ranks as the safest country in the Americas. Santa Maria specifically is a secure gated community in a planned neighborhood with modern infrastructure, excellent security features, and proximity to quality hospitals and police services.

How far is Santa Maria from Panama City airport?

Santa Maria is approximately 15 minutes by car from Tocumen International Airport, making international travel convenient. The location is also just 10 minutes from Panama City's center, offering easy access to restaurants, schools, and business districts.

What amenities and facilities are available in Santa Maria?

Santa Maria offers a private 18-hole golf course, John's Hopkins affiliate hospital, town center mall, restaurants, movie theater, bowling alley, dog park, go-carts, paddle ball, soccer fields, skateparks, and extensive kids' facilities. The Ivy building includes an infinity pool, fitness center, yoga room, game room, and whiskey lounge.

What is the climate like in Panama City and Santa Maria?

Panama has a tropical climate with temperatures averaging around 84 degrees Fahrenheit year-round. It's warm and humid with two seasons: the dry season from December to April and the rainy season from May to November. You'll never experience cold winters.

How do I get a visa to live in Panama as an expat?

Panama offers several visa options including the Pensioner Visa (requiring $1,000 monthly guaranteed income), Investor Visa, and Temporary Residency. DoPanama Real Estate & Relocation assists with the entire visa process and provides legal guidance through their licensed team.

How much does it cost to live in Panama compared to the United States?

Cost of living in Panama is approximately 30-40% lower than major US cities. Healthcare costs are 40-60% cheaper, dining is significantly less expensive, and housing in premium neighborhoods like Santa Maria offers excellent value compared to equivalent US properties.

Key Statistics

Panama ranks as the safest country in the Americas

Source: International Living Safety Rankings (2023-2024)

Santa Maria is positioned 10 minutes from Panama City center and 15 minutes from Tocumen International Airport

Source: DoPanama Real Estate Tour & Measurement (Current)

Panama's healthcare costs are 40-60% lower than the United States with comparable quality

Source: International Organization for Migration (IOM) (2023)

Cost of living in Panama is 30-40% lower than major US metropolitan areas

Source: Numbeo Cost of Living Database (Current)

Panama's Pensioner Visa requires only $1,000 monthly guaranteed income from a foreign source

Source: Panama Ministry of Interior (Current)

Property prices in Panama City's premium neighborhoods appreciate 8-12% annually

Source: Panama Real Estate Association (ASPREC) (2019-2024)

Over 75 international schools operate in Panama City with many concentrated in Costa del Este and Santa Maria vicinity

Source: Panama Ministry of Education (2024)

Locations Mentioned

Santa MariaCosta del EstePanama CityTocumen International AirportPanama

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