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Panama's new Seguro al Turista gives every air traveler free medical coverage for their first 10 days, automatically, at six airports. But land crossings get nothing, day 11 gets nothing, and the fine print excludes more than the headlines admit. Here's who's actually covered and what to buy for the rest of your stay.
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Healthcare in Panama costs 70-90% less than the United States, with doctor visits averaging $34, dental cleanings $35-40, and major procedures like dental veneers costing $1,500-5,000 versus $15,000+ in America, according to real expat data from American retirees living in Panama.
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